Acquisition Financing
Capital to complete a time-sensitive property acquisition.
Private Real Estate Credit
Bridge Capital for Real Estate That Doesn't Fit the Traditional Lending Box.
Stax Capital provides short-term real estate financing for acquisitions, refinances, construction, buyouts, cash-out transactions, and other transitional situations requiring flexible, transaction-specific capital.
Loan Type
Bridge / transitional real estate financing
Leverage
Up to 75% LTV
Structure
Primarily real-estate-secured lending with a preference for first-lien positions
Geography
Nationwide opportunities considered
Property Types
Broad commercial and investment real estate
Use of Proceeds
Acquisition, refinance, construction, buyout, bailout, cash-out, and other transitional needs
Why Stax Exists
Not Every Good Real Estate Deal Fits Traditional Lending Criteria.
Some transactions need time before they qualify for conventional or institutional financing. Stax provides bridge financing designed to help borrowers move from the current situation toward the takeout financing.
- Transitional
- Undergoing renovation
- Being repositioned
- Awaiting stabilization
- Changing ownership
- Facing an upcoming maturity
- In construction or development
- Requiring capital before permanent financing
Financing Solutions
Capital Structured Around the Transaction.
Refinance
Bridge financing where existing debt needs to be replaced before conventional financing is available.
Construction
Financing for qualifying construction and development projects.
Partner / Ownership Buyouts
Capital supporting ownership transitions or partner buyouts.
Rescue / Bailout Capital
Financing for situations requiring a more flexible or time-sensitive solution.
Cash-Out Financing
Access equity from qualifying investment real estate.
Transitional Bridge Loans
Short-term financing designed around a defined business plan and path to permanent financing.
Property Types
Broad Collateral Flexibility.
Stax reviews a wide range of commercial and investment real estate. Every property is considered on a transaction-specific basis.
MultifamilyIndustrialHospitalityOfficeCommercial Real EstateNon-Owner-Occupied ResidentialRV ParksGas StationC-StoreCar WashValue-Add RenovationsShort-Term ConstructionDevelopment ProjectsOther Real Estate
View property typesWhy Stax Capital
A Lender Built Around the Deal.
01
Transaction-Specific Underwriting
We evaluate the real estate, borrower, business plan, and repayment strategy rather than relying exclusively on a rigid lending template.
02
Real Estate First
Collateral value and the underlying property are central to our underwriting approach.
03
Flexible Capital
Designed for transactions where traditional institutional financing may not currently be available.
04
Clear Path to Perm Loan
Every loan is evaluated alongside the borrower's business plan and intended takeout or repayment strategy.
05
Experienced Leadership
Mortgage and real estate lending experience dating back to 1986.
How It Works
Three Steps From Deal to Close.
01
Reach Out
Provide the property information, financing request, borrower information, and business plan.
02
Underwriting & Structure
Stax evaluates the collateral, borrower financial capacity, transaction structure, project plan, and intended takeout.
03
Close & Execute
Approved transactions proceed toward documentation and then closing.
Underwriting Approach
Built Around the Property, the Plan, and the Exit.
- Property
- Underlying collateral and appraisal.
- Borrower
- Financial capacity, experience, and transaction fit.
- Plan
- A feasible business plan, project timeline, repayment analysis, and identifiable takeout strategy.
Up to 75% LTV
Subject to underwriting and transaction specifics.
For Brokers & Intermediaries
Have a Deal That Needs a Lending Solution?
Stax works with brokers and real estate professionals sourcing transactions that require flexible bridge capital. Reach out and our team can review the property, borrower, financing need, and proposed exit strategy.